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So how do you get a full refund? It seems the point of buying insurance is a full refund isn't it?
Here's another great reason to go outside. Less germs.....
It's true that we get more colds in the wintertime, but it's not necessarily because of the cold weather itself. The main reason is that everyone is indoors more often, so there are usually more germs crowded into a smaller space. Also, we don't have the advantage of fresh, circulating air and the wide-open space of the great outdoors when the weather is suitable.
Go to skiingmag.com
Go to nastar.com
Go to warrenmiller.com
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