Completely agree with your comments about helmets- it's hard to find one without looking like a "lawn dart" but it's obviously really improtant to protect your noggin! I just bought the Smith Allure and love it - it's lightweight, comfortable, and has a zipper in the ear flaps to put headphones-which is a great idea.
Helmet covers are also a good way to get rid of that ugly helmet appearance...here's a link to a product called Helmet Huggers, which are some fashionable helmet covers for women.
Helmet Huggers